Manufactured Home Loans

Financing a manufactured home

Manufactured homes can be financed when they meet lender and agency guidelines — often when the home is permanently affixed to a foundation on land you own (or are purchasing) and titled as real property. Chattel (personal property) loans for homes in parks are a different product and not every wholesale lender offers them.

• Year built, foundation, and whether the home is multi-wide
• Land ownership and title as real property vs. personal property
• FHA, VA, USDA, or conventional eligibility where available

Related: FHA · VA · USDA

Program availability, guidelines, and eligibility are subject to lender guidelines and eligibility, credit approval, income or asset verification, and property eligibility. This is not a commitment to lend and does not guarantee loan approval. See Disclosures.